What finance calculators does NeftCal offer?

NeftCal offers 54 free finance calculators covering loans & debt, savings & deposits, investment & growth, retirement planning, tax, and budgeting — including the Loan, Mortgage, EMI-style Amortization, SIP, FD, RD, PPF, EPF, NPS, 401(k), Tax, GST, and Capital Gains Tax calculators.

Which calculator should I use to work out my loan or mortgage EMI?

Use the Loan Calculator for a general loan EMI, or the Mortgage Calculator for a home loan specifically — both show your monthly payment, total interest, and a full amortization breakdown.

What's the difference between the SIP, FD and RD calculators?

The SIP Calculator projects returns from regular monthly investments into mutual funds. The FD Calculator computes maturity value for a fixed deposit made as a lump sum. The RD Calculator computes maturity value for a recurring deposit funded with fixed monthly contributions.

Does NeftCal have retirement planning calculators?

Yes — the Finance category includes PPF, EPF, NPS, and 401(k) calculators for retirement savings projections, alongside general investment and compound interest calculators for longer-term planning.

Are NeftCal's finance calculators free, and is my financial data safe?

All 54 finance calculators are free with no signup required. They run entirely in your browser, so the numbers you enter are never sent to or stored on a server.

Finance & Investment Calculators

🏦

Loans & Debt

11 tools

🐖

Savings & Deposits

5 tools

🐖 Savings Goal Calculator See how a starting balance plus monthly deposits grow toward your goal Open Calculator → 💰 FD Calculator Compute fixed deposit maturity amount and interest earned Open Calculator → 🐷 RD Calculator Find maturity value of your recurring deposit scheme Open Calculator → 🏦 CD Calculator Calculate certificate of deposit maturity value and interest Open Calculator → 📮 Post Office Savings Calculator NSC, KVP, and SCSS maturity value calculators (India) Open Calculator →

📈

Investment & Growth

14 tools

🌅

Retirement Planning

8 tools

🏦 PPF Calculator Calculate Public Provident Fund maturity value and interest Open Calculator → 👷 EPF Calculator Estimate your employee provident fund retirement corpus Open Calculator → 🏛️ NPS Calculator Project your NPS retirement corpus, annuity, and monthly pension Open Calculator → 🎁 Gratuity Calculator Calculate gratuity payout under the Payment of Gratuity Act Open Calculator → 🧓 401(k) Calculator Project your 401(k) balance with employer match included Open Calculator → 🪙 Roth vs Traditional IRA Calculator Compare the after-tax value of Roth and Traditional IRAs Open Calculator → 🛡️ Social Security Benefits Estimator Estimate your monthly Social Security benefit at different claiming ages Open Calculator → 🌅 Retirement Savings Calculator See if your nest egg will last through retirement Open Calculator →

🧾

Tax

9 tools

💵

Income & Budgeting

5 tools

💵 Paycheck / Salary Calculator Convert salary or hourly wage into take-home pay per paycheck Open Calculator → 📒 Budget Calculator 50/30/20 rule for needs, wants, and savings Open Calculator → ⚖️ Net Worth Calculator Track your total assets minus liabilities Open Calculator → 📍 Break-Even Calculator Find the sales volume where costs equal revenue Open Calculator → 📈 Profit Margin Calculator Calculate gross profit, net profit, and markup percentage Open Calculator →

🌐

Economic & Reference Tools

2 tools

🎈 Inflation Calculator See how inflation erodes purchasing power over time Open Calculator → 💱 Currency Converter Convert between world currencies using live-style exchange rates Open Calculator →