🗂️ Time Card Calculator

Fill in a full week of clock-in and clock-out times, deduct breaks, and get total weekly hours, overtime, and estimated pay.

🗂️ Weekly Time Card
DayTime InTime OutBreak (min)Hours
Weekly Summary
Total Weekly Hours
Regular Hours
Overtime Hours
Regular Pay
Overtime Pay
Total Estimated Pay
Guide

About the Time Card Calculator

Last updated: July 2026 · Reviewed by the NeftCal editorial team

This free time card calculator turns a full week of clock-in and clock-out times into a complete timesheet total — daily hours, weekly hours, regular vs. overtime hours, and an estimated pay figure, all computed instantly in your browser.

What This Time Card Calculator Computes

Enter a Time In and Time Out for each day you worked (leave unworked days blank), plus any unpaid break minutes per day. Set an hourly rate, an overtime threshold, and an overtime multiplier, then click Calculate Weekly Total. The tool shows each day's hours, the weekly total in hours:minutes and decimal form, a regular-vs-overtime hours split, and estimated regular pay, overtime pay, and total pay.

Who Should Use This Calculator

Hourly employees who want to double-check their paycheck, small-business owners running payroll without dedicated timesheet software, freelancers billing a client for a week's work, and managers doing a quick sanity check on a team member's reported hours.

Overtime, Explained

Many jurisdictions require hours worked beyond a weekly threshold — commonly 40 hours in the United States — to be paid at a higher rate, typically 1.5× the regular hourly rate ("time and a half"). This calculator applies that logic automatically once your weekly total crosses the threshold you set, but always confirm your local labor law or employment contract for the exact rules that apply to you.

  • Weekly payroll double-checks for hourly staff
  • Freelance or contractor weekly time billing
  • Small-team payroll without dedicated software
  • Pairing with NeftCal's Hours Calculator for a single shift, or the Payroll Calculator for take-home pay after taxes
How It Works

How the Weekly Time Card Is Calculated

The logic behind daily hours, overtime, and total pay

Daily Hours
Daily minutes = (Time Out − Time In) − Break minutes, with 1,440 minutes added automatically if Time Out is numerically earlier than Time In (overnight)

Weekly Total
Weekly hours = Sum of all daily hours across the 7 rows

Regular vs. Overtime Split
Regular Hours = min(Weekly Hours, OT Threshold)
Overtime Hours = max(0, Weekly Hours − OT Threshold)

Pay
Regular Pay = Regular Hours × Hourly Rate
Overtime Pay = Overtime Hours × Hourly Rate × OT Multiplier
Total Pay = Regular Pay + Overtime Pay
🌙

Overnight Row Detection

Each day is evaluated independently — if that day's Time Out is earlier than its Time In, the calculator assumes an overnight shift and adds 24 hours before computing hours.

Weekly Aggregation

All seven days are summed together before the overtime threshold is applied, matching how weekly overtime rules typically work — overtime is based on the week's total, not any single day.

⚙️

Configurable Overtime Rules

The 40-hour threshold and 1.5× multiplier are editable defaults, not fixed values, so you can match your specific employer policy or jurisdiction.

⚙️ Why Weekly (Not Daily) Overtime

Most overtime rules — including the U.S. federal standard under the Fair Labor Standards Act — apply per workweek, not per day, which is why this calculator sums the full week before checking the threshold rather than flagging any single long day.

🎯 Tips for Accurate Input

  • Leave a day's Time In and Time Out blank if you didn't work that day
  • Enter break minutes per day, not for the whole week
  • Double-check any row you expect to be overnight before calculating

📋 Assumptions

  • One continuous shift per day, with one optional break
  • Overtime is calculated on the weekly total, not per-day
  • Pay figures are gross, before tax or other deductions

⚠️ Limitations

  • Doesn't support more than one shift or break per day
  • Doesn't apply daily overtime rules used in some jurisdictions (e.g. over 8 hours/day)
  • Not a substitute for your employer's official payroll system
Walkthrough

Step-by-Step: How to Use the Time Card Calculator

From filling in a week to reading total pay

Enter Time In and Time Out for each day worked

Fill in a row for every day you worked, leaving unworked days blank.

Add any unpaid break minutes per day

Enter break minutes for each day that had an unpaid lunch or rest break.

Set your hourly rate and overtime rules

Enter an hourly rate, overtime threshold, and overtime multiplier that match your situation.

Click "Calculate Weekly Total"

See each day's hours, the weekly total, regular vs. overtime hours, and estimated pay.

Example

Worked Example

A five-day week that crosses into overtime

Scenario — Five 9-Hour Days at $20/hr

Suppose you work Monday through Friday, 9:00 AM to 6:30 PM, with a 30-minute unpaid lunch each day, at $20/hr, 40-hour OT threshold, 1.5× multiplier.

Step 1 — Daily hours: 9:00 AM to 6:30 PM = 9.5 hours raw, minus 0.5 hours break = 9 hours/day.
Step 2 — Weekly total: 9 hours × 5 days = 45 hours.
Step 3 — Split: Regular = min(45, 40) = 40 hours. Overtime = max(0, 45−40) = 5 hours.
Step 4 — Pay: Regular Pay = 40 × $20 = $800. Overtime Pay = 5 × $20 × 1.5 = $150. Total Pay = $950.00.
Weekly Hours
45.00
Overtime Hours
5.00
Total Pay
$950.00
Pros & Cons

Advantages and Limitations

What this Time Card Calculator does well, and where it has boundaries

✅ Advantages

  • Free, instant, and requires no signup
  • Runs entirely in your browser — no data is sent to a server
  • Covers a full 7-day week in one grid, with per-day breaks
  • Automatic overnight-shift detection per row
  • Configurable overtime threshold and multiplier
  • Instant regular/overtime pay split and total pay estimate

⚠️ Limitations

  • Supports only one shift and one break per day
  • Doesn't apply daily-overtime rules used in some states/countries
  • Pay figures are gross, before tax or other deductions
  • Not a substitute for your employer's official payroll system
📝

Summary: This Time Card Calculator totals a full week of clock-in/out times into weekly hours, splits regular and overtime pay, and estimates total pay — free, instant, and entirely client-side. For a single shift, use the Hours Calculator; for take-home pay after taxes, use the Payroll Calculator.

FAQ

Frequently Asked Questions

Common questions about weekly time cards

How do I use the time card calculator?
For each day you worked, enter a Time In, a Time Out, and any unpaid break minutes. Leave a day blank if you didn't work it. Click Calculate Weekly Total to see each day's hours plus the weekly total, regular hours, overtime hours, and estimated pay.
How is overtime calculated?
Total weekly hours above your Overtime Threshold (default 40 hours) are counted as overtime hours and paid at your chosen Overtime Multiplier (default 1.5×) of the hourly rate. Hours up to the threshold are paid at the regular rate.
Can I change the overtime threshold and multiplier?
Yes. The default 40-hour weekly threshold and 1.5× multiplier follow common U.S. overtime conventions, but you can change both fields to match your employer's policy or your local labor law.
Does the time card calculator handle overnight shifts?
If a Time Out is entered as numerically earlier than Time In on the same row (for example, 22:00 in to 06:00 out), the calculator automatically treats it as an overnight shift and adds 24 hours before computing that day's hours.
What happens if I leave a day blank?
Any day left blank (no Time In or Time Out entered) is treated as a day off and contributes zero hours to the weekly total — you don't need to fill in every row.
How is this different from the Hours Calculator?
The Hours Calculator handles a single clock-in/clock-out period. This Time Card Calculator extends that to a full 7-day week, totaling every day together and adding overtime rules and a combined weekly pay estimate — use it whenever you need a full timesheet rather than one shift.
Is my time card data saved or sent to a server?
No. This calculator runs entirely in your browser — the times, breaks, and rate you enter are never transmitted to or stored on a server, and nothing is saved once you refresh the page.

Related Calculators

Explore other time & date and payroll tools